Your home has been sold at a foreclosure sale, or you know one is coming. Now you have a new set of questions: Do I have to leave? Do I still owe money?

Once a foreclosure begins, homeowners may still have a chance to stop the process.

A short sale is when a homeowner sells a house for a price that does not cover the total mortgage debt.

Lost your home to foreclosure but still getting collection calls? Learn what a remaining loan balance (deficiency balance) is, whether you legally owe it, and how to resolve it — free consultation.

Owners might leave a property without further mortgage obligations if specific legal conditions and local regulations allow for this action. A property is considered to have negative equity when the total debt exceeds the current market price.

If you've fallen behind on your mortgage, you're probably bracing for the worst: foreclosure, moving trucks, and a credit score that takes years to recover. But here's something that might surprise you — your lender doesn't want to foreclose either. In fact, most banks would much rather work with you on a short sale than take your house back. That's not because they're feeling generous. It's because foreclosure is expensive, slow, and messy for them too.

A home equity line of credit (HELOC) is a financial agreement that allows homeowners to borrow money based on the market value of their property minus any outstanding mortgage balances.

Panda Kroll, Esq. Complex Litigation in Federal Courts (805) 551-0773 pkroll@pandakrollesq.com PandaKrollEsq.com Juliet Sussman, Esq. (800) 233-8521 jsussman@sussmanlawfirms.com newportbeachrealestateattorney.com Mark Parrish (816) 471-4511 mparrish@bktplaw.com bktplaw.com ​Timeshare Litigation Group Meeting Join a community of attorneys throughout the nation, all of whom assist unhappy consumers burdened by unconscionable, illegal and/or unfair timeshare contracts. Learn be

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