Under forgiveness for a closed school, a borrower can receive a discharge of their entire student loan if they...

Under an Income Driven Repayment Plan, a borrower’s payment amount is based on calculating these two things...

A full time teacher who has a Direct Federal Student Loan or Federal Family Education Loan (FFEL) can be forgiven in amounts up to....

Mechanics' liens exist to protect two general categories of workers or suppliers, prime contractors and subcontractors.

If you’re a contractor or sub-contractor, a mechanics lien is the best way to preserve your right to payment should you find yourself...

In order to protect personal assets from being sought and claimed in a subsequent legal action, it is prudent to transfer the investment...

When it comes to purchase and sale of residential realty, there are a few legalities that do need to be taken into consideration and this is

Many people who are contemplating filing bankruptcy ask the question, what exactly is the job of the bankruptcy trustee? Is he my friend...

The principal provision of this Congressional enactment was the addition of a “means test” designed to prevent higher income earners from...

TIP #1 – Reassuring the Debtor One of the most common concerns the debtor has (when inquiring about how the bankruptcy process works) is...

The “means test” is a formula designed to keep filers with higher incomes from filing for Chapter 7 bankruptcy. Only bankruptcy filers with primarily consumer debts, not business debts, need to take the means test. High income filers who fail the means test may use Chapter 13 bankruptcy to repay a portion of their debts, but may not use Chapter 7 bankruptcy to wipe out their debts altogether. However, having to take the Chapter 7 means test doesn’t mean that you must be penni

While there was such a right under old English common law, this does not exist in California as a general rule. There are certain...

This means that while members of the public at large cannot park on a land owner’s private property without permission, nor block the...

Fencing does not necessarily have to be a fence as one typically thinks of it. Fencing can be any sort of boundary between adjoining...

While there are many reasons for the rise in bankruptcy filings, with working families falling victim to job losses, the collapse in the...

The joint tenancy deed is one of the best tools to transfer real estate between spouses, partners and heirs. Its principal characteristic...

With the collapse of the real estate market, the word “foreclosure” has unfortunately become an often used word in the English language....

Walking away from a mortgage is something that depends on the personal choice of the borrower, there are a lot of people who choose to...

Recent tough economic times due to COVID shutdowns make it difficult for many people to satisfy their financial obligations. However, there

While it is true that a timeshare contract is a binding legal document, an experienced timeshare attorney will explain how...